:root{--accent:#6b9a7d;--accent-dark:#5a8369;--bg:#f3f5f0;--bg-alt:#ebe9e3;--text:#2c2b27;--muted:#7a8073;--border:#d4d0c6;--font-display:"Cormorant Garamond",serif;--font-body:"DM Sans",sans-serif;--space-1:.25rem;--space-2:.5rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--radius-sm:.375rem;--radius:.75rem;--radius-lg:1.25rem;--radius-pill:999px;--shadow-sm:0 1px 3px rgba(44,43,39,.06);--shadow-md:0 6px 24px rgba(44,43,39,.10);--shadow-lg:0 18px 48px rgba(44,43,39,.14);--transition:.28s ease;--max-width:1200px;--header-height:4.5rem}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.65;font-size:clamp(.95rem,.9rem+.3vw,1.05rem)}h1,h2,h3,h4,h5,h6{font-family:var(--font-display);line-height:1.15;color:var(--text)}h1{font-size:clamp(2rem,1.5rem+2.4vw,3.25rem)}h2{font-size:clamp(1.6rem,1.2rem+1.6vw,2.4rem)}h3{font-size:clamp(1.2rem,.9rem+1.2vw,1.6rem)}a{color:var(--accent);text-decoration:none;transition:var(--transition)}a:hover{text-decoration:underline}img{max-width:100%;height:auto;display:block}button{font-family:var(--font-body);cursor:pointer}input,textarea,select{font-family:var(--font-body)}.container{width:92%;max-width:var(--max-width);margin-inline:auto}.section{padding:var(--space-20) 0}.section-alt{background:var(--bg-alt)}.section-dark{background:var(--text);color:#fff}.section-dark h1,.section-dark h2,.section-dark h3{color:#fff}.section-accent{background:var(--accent);color:#fff}.section-accent h1,.section-accent h2,.section-accent h3{color:#fff}.section-eyebrow{display:inline-block;font-size:.85rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--accent);margin-bottom:.5rem}.section-title{margin-bottom:.5rem}.section-lead{font-size:clamp(1rem,1.05rem,.95rem+.3vw);color:var(--muted);margin-top:1rem;margin-bottom:var(--space-8)}.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.5rem;border-radius:var(--radius-pill);font-weight:600;cursor:pointer;border:2px solid transparent;transition:var(--transition);font-size:.95rem}.btn-sm{padding:.6rem 1.2rem;font-size:.85rem}.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark);text-decoration:none}.btn-outline{background:transparent;border-color:var(--accent);color:var(--accent)}.btn-outline:hover{background:var(--accent);color:#fff;text-decoration:none}.btn-ghost{background:none;border:none;color:var(--accent);text-decoration:underline}.btn-ghost:hover{opacity:.8}.site-header{position:sticky;top:0;z-index:50;background:rgba(243,245,240,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height);padding:0}.logo{font-weight:700;font-size:1.15rem;letter-spacing:-.02em;font-family:var(--font-display);color:var(--text)}.logo-text{font-weight:600}.main-nav{display:flex;gap:var(--space-6);align-items:center}.main-nav a{color:var(--text);font-size:.95rem;transition:var(--transition)}.main-nav a:hover{color:var(--accent);text-decoration:none}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:.5rem;width:40px;height:40px;align-items:center;justify-content:center}.nav-toggle span{width:24px;height:2px;background:var(--text);transition:var(--transition)}.nav-toggle.is-open span:nth-child(1){transform:rotate(45deg) translateY(10px)}.nav-toggle.is-open span:nth-child(2){opacity:0}.nav-toggle.is-open span:nth-child(3){transform:rotate(-45deg) translateY(-10px)}.disclosure-bar{background:var(--accent);color:#fff;text-align:center;padding:.6rem;font-size:.85rem;font-weight:600;letter-spacing:.03em}.disclosure-bar a{color:#fff;text-decoration:underline}.hero{padding:clamp(3rem,5vw,5rem) 0}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:var(--space-12);align-items:center}.hero-content{min-width:0}.hero-eyebrow{display:inline-block}.hero-title{margin:var(--space-4) 0 var(--space-6)}.hero-title .hl{color:var(--accent)}.hero-text{font-size:clamp(1rem,1.05rem,.95rem+.3vw);color:var(--muted);margin-bottom:var(--space-8);max-width:90%}.hero-actions{display:flex;gap:var(--space-4);flex-wrap:wrap;align-items:center}.hero-media{width:100%}.hero-minimal{padding:clamp(2rem,4vw,3rem) 0;text-align:center}.hero-minimal h1{margin-bottom:var(--space-4)}.hero-subtitle{color:var(--muted);font-size:1.1rem}.media{position:relative;overflow:hidden;border-radius:var(--radius);background:linear-gradient(135deg,var(--accent) 0%,var(--bg-alt) 100%)}.media img{width:100%;height:100%;object-fit:cover;display:block}.media-16x9{aspect-ratio:16/9}.media-21x9{aspect-ratio:21/9}.media-4x3{aspect-ratio:4/3}.media-1x1{aspect-ratio:1/1}.media-3x4{aspect-ratio:3/4}.media-2x3{aspect-ratio:2/3}.state-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.state-item{text-align:center;padding:var(--space-6)}.state-item i{font-size:2.5rem;color:var(--accent);margin-bottom:var(--space-4)}.state-item h3{margin-bottom:var(--space-4)}.state-item p{color:var(--muted);line-height:1.7}.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:var(--space-6);margin-top:var(--space-8)}.bento-item{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-sm);transition:var(--transition)}.bento-item:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.bento-item i{font-size:1.8rem;color:var(--accent);margin-bottom:var(--space-4)}.bento-item h3{margin-bottom:var(--space-4)}.bento-item p{color:var(--muted)}.bento-span-4{grid-column:span 4}.bento-span-5{grid-column:span 5}.bento-span-6{grid-column:span 6}.bento-span-7{grid-column:span 7}.bento-span-8{grid-column:span 8}.bento-span-12{grid-column:span 12}.bento-accent{background:var(--accent);color:#fff}.bento-accent h3,.bento-accent p{color:inherit}.bento-accent i{color:#fff}.split-block{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-12);align-items:center}.split-content{min-width:0}.split-content h2{margin-bottom:var(--space-6)}.split-content p{margin-bottom:var(--space-4);color:var(--muted)}.split-content a{color:var(--accent);font-weight:600}.split-reverse{direction:rtl}.split-reverse >*{direction:ltr}.feature-list{list-style:none;margin:var(--space-8) 0;padding:0}.feature-list li{padding:var(--space-4) 0;padding-left:2rem;position:relative;color:var(--muted)}.feature-list li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}.guide-list{list-style:none;margin:var(--space-6) 0;padding:0}.guide-list li{padding:var(--space-4) 0;padding-left:1.5rem;position:relative;color:var(--muted);line-height:1.7}.guide-list li strong{color:var(--text)}.timeline-v{display:grid;gap:var(--space-8);position:relative;padding-left:var(--space-8);margin-top:var(--space-8)}.timeline-v::before{content:"";position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:var(--border)}.tl-step{position:relative}.tl-dot{position:absolute;left:-32px;top:0;width:24px;height:24px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:700;font-family:var(--font-display)}.tl-step h3{margin:0 0 var(--space-4) 0}.tl-step p{color:var(--muted)}.data-table{width:100%;border-collapse:collapse;margin-top:var(--space-6)}.data-table th,.data-table td{padding:.75rem 1rem;text-align:left;border-bottom:1px solid var(--border)}.data-table thead th{background:var(--bg-alt);font-family:var(--font-display);font-weight:600}.data-table tbody tr:hover{background:var(--bg-alt)}.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-8);margin-top:var(--space-8)}.price-card{position:relative;background:#fff;border:2px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);transition:var(--transition)}.price-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-4px)}.price-card h3{margin-bottom:var(--space-6)}.price{font-size:1.8rem;font-weight:700;color:var(--accent);margin:var(--space-4) 0 .25rem}.price-desc{font-size:.85rem;color:var(--muted)}.price-features{list-style:none;margin:var(--space-6) 0;padding:0}.price-features li{padding:.5rem 0;border-bottom:1px solid var(--border);color:var(--muted);font-size:.95rem}.price-card--featured{border-color:var(--accent);border-width:3px}.price-badge{position:absolute;top:-12px;right:20px;background:var(--accent);color:#fff;padding:.25rem .8rem;border-radius:var(--radius-pill);font-size:.75rem;font-weight:700}.trust-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-sm)}.trust-panel h3{margin-bottom:var(--space-6);display:flex;align-items:center;gap:.5rem}.trust-panel i{font-size:1.5rem}.trust-list{list-style:none;padding:0;margin:0}.trust-list li{padding:var(--space-3) 0;color:var(--muted)}.trust-notice{background:var(--bg-alt);padding:var(--space-8);border-radius:var(--radius-lg);margin-top:var(--space-12);border-left:4px solid var(--accent)}.faq{display:grid;gap:var(--space-6)}.faq-item{border-bottom:1px solid var(--border);padding:var(--space-6) 0}.faq-question{background:none;border:none;text-align:left;width:100%;padding:0;display:flex;justify-content:space-between;align-items:center;font-weight:600;color:var(--text);cursor:pointer;font-size:1rem;transition:var(--transition)}.faq-question:hover{color:var(--accent)}.faq-question i{transition:var(--transition);font-size:.9rem}.faq-item[open] .faq-question i{transform:rotate(180deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease;margin-top:var(--space-4)}.faq-item[open] .faq-answer{max-height:500px}.faq-answer-inner{padding:var(--space-4) 0}.faq-answer p{color:var(--muted);margin-bottom:var(--space-4)}.faq-answer ul{list-style-position:inside;color:var(--muted);margin-left:var(--space-4)}.contact-layout{display:grid;grid-template-columns:1.4fr 1fr;gap:var(--space-12);align-items:start}.contact-form{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-sm)}.contact-form h2{margin-bottom:var(--space-8)}.form-group{margin-bottom:var(--space-6)}.form-group label{display:block;margin-bottom:.4rem;font-weight:600;color:var(--text)}.form-group input,.form-group textarea{width:100%;padding:.75rem 1rem;border:1px solid var(--border);border-radius:var(--radius-sm);font:inherit;background:#fff;color:var(--text);transition:var(--transition)}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(107,154,125,.1)}.form-group textarea{resize:vertical;min-height:120px}.form-error{display:block;color:#c0392b;font-size:.85rem;min-height:1rem;margin-top:.25rem}.form-checkbox label{display:flex;align-items:flex-start;gap:.5rem;font-weight:400;margin-bottom:0}.form-checkbox input{margin-top:.2rem;width:auto}.contact-info-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-sm);height:fit-content}.contact-info-panel h2{margin-bottom:var(--space-8)}.contact-info-item{display:flex;gap:var(--space-6);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.contact-info-item:last-child{border-bottom:none}.contact-info-item i{font-size:1.3rem;color:var(--accent);flex-shrink:0;margin-top:.1rem}.contact-info-item strong{color:var(--text)}.contact-info-item p{color:var(--muted);font-size:.95rem;margin:.25rem 0}.contact-info-item a{color:var(--accent);text-decoration:none}.contact-info-item a:hover{text-decoration:underline}.map-container{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);margin-top:var(--space-8)}.map-container iframe{display:block;width:100%;height:450px;border:0}.site-footer{background:var(--text);color:#fff;padding:var(--space-16) 0 var(--space-8);margin-top:var(--space-20)}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:var(--space-12);margin-bottom:var(--space-12)}.footer-brand h4{margin-bottom:var(--space-4);font-family:var(--font-display)}.footer-brand p{color:rgba(255,255,255,.8);font-size:.9rem;margin-bottom:.5rem}.footer-col h4{margin-bottom:var(--space-4);font-family:var(--font-display)}.footer-col ul{list-style:none}.footer-col li{margin-bottom:.5rem}.footer-col a{color:rgba(255,255,255,.8);text-decoration:none;transition:var(--transition)}.footer-col a:hover{color:#fff;text-decoration:underline}.footer-disclaimer{border-top:1px solid rgba(255,255,255,.2);padding-top:var(--space-8);color:rgba(255,255,255,.7);font-size:.85rem;margin-bottom:var(--space-8)}.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:var(--space-4);padding-top:var(--space-8);border-top:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.6);font-size:.85rem}.cookie-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:90;background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:var(--space-6);transform:translateY(150%);transition:var(--transition)}.cookie-banner.is-visible{transform:none}.cookie-banner-inner{display:flex;justify-content:space-between;align-items:center;gap:var(--space-6);flex-wrap:wrap}.cookie-banner-text{margin:0;color:var(--text);font-size:.9rem}.cookie-banner-text a{color:var(--accent)}.cookie-banner-actions{display:flex;gap:var(--space-4)}.cookie-modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:var(--space-6)}.cookie-modal.is-visible{display:flex}.cookie-modal-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);max-width:500px;width:100%}.cookie-modal-panel h2{margin-bottom:var(--space-4)}.cookie-toggle{display:flex;justify-content:space-between;align-items:flex-start;gap:var(--space-6);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}.cookie-toggle div{flex:1}.cookie-toggle h4{margin:0 0 .25rem;font-family:var(--font-display)}.cookie-toggle p{margin:0;font-size:.85rem;color:var(--muted)}.switch{position:relative;display:inline-block;width:44px;height:24px;flex-shrink:0}.switch input{opacity:0;width:0;height:0}.slider{position:absolute;inset:0;background:#ccc;border-radius:999px;transition:var(--transition);cursor:pointer}.slider::before{content:"";position:absolute;height:18px;width:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:var(--transition)}.switch input:checked+.slider{background:var(--accent)}.switch input:checked+.slider::before{transform:translateX(20px)}.cookie-modal-actions{display:flex;gap:var(--space-4);margin-top:var(--space-8)}.reveal{opacity:0;transform:translateY(16px);transition:opacity .5s ease,transform .5s ease}.reveal.is-visible{opacity:1;transform:none}.lf-quiz,.lf-calc,.lf-tabs,.lf-carousel{background:#fff;color:var(--text);border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);margin-top:var(--space-8)}.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff;color:var(--text)}.lf-tablist{display:flex;flex-wrap:wrap;gap:.5rem;border-bottom:1px solid var(--border);margin-bottom:var(--space-6)}.lf-tab{padding:.6rem 1.1rem;border:0;background:none;cursor:pointer;font:inherit;color:var(--muted);border-bottom:2px solid transparent;transition:var(--transition)}.lf-tab.is-active{color:var(--accent);border-bottom-color:var(--accent);font-weight:600}.lf-panel{display:none}.lf-panel.is-active{display:block}.lf-q{margin-bottom:var(--space-6)}.lf-q-title{margin:0 0 var(--space-4);font-weight:600}.lf-opts{display:flex;flex-wrap:wrap;gap:.5rem}.lf-opt{padding:.5rem 1rem;border:1px solid var(--border);border-radius:var(--radius-pill);background:#fff;cursor:pointer;font:inherit;color:var(--text);transition:var(--transition)}.lf-opt:hover{border-color:var(--accent)}.lf-opt.is-sel{background:var(--accent);color:#fff;border-color:var(--accent)}.lf-out,.lf-result{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent);color:var(--text)}.calc-note{font-size:.85rem;color:var(--muted);margin-top:var(--space-4)}.cta-band{text-align:center}.cta-band h2{margin-bottom:var(--space-4)}.cta-band p{color:rgba(255,255,255,.9);margin-bottom:var(--space-8)}.cta-band .btn{margin:0 auto}.lf-calc label{display:block;margin-bottom:var(--space-6);color:var(--text)}.lf-calc input[type=range]{width:100%;accent-color:var(--accent);margin:var(--space-2) 0}.lf-calc input[type=checkbox]{margin-right:.5rem}.lf-carousel{position:relative;overflow:hidden}.lf-track{display:flex;gap:var(--space-6)}.lf-slide{min-width:100%;flex:0 0 100%}.lf-car-btn{width:40px;height:40px;border-radius:50%;border:1px solid var(--border);background:#fff;cursor:pointer;position:absolute;top:50%;transform:translateY(-50%);z-index:2;transition:var(--transition)}.lf-car-btn:hover{border-color:var(--accent);background:var(--bg-alt)}.lf-prev{left:-60px}.lf-next{right:-60px}@media(max-width:768px){.nav-toggle{display:flex}.hero-grid{grid-template-columns:1fr;gap:var(--space-8)}.split-block{grid-template-columns:1fr;gap:var(--space-8)}.split-reverse{direction:ltr}.contact-layout{grid-template-columns:1fr}.main-nav{position:fixed;inset:var(--header-height) 0 auto 0;flex-direction:column;background:#fff;padding:var(--space-6);box-shadow:var(--shadow-md);max-height:calc(100vh - var(--header-height));overflow-y:auto;transform:translateY(-150%);transition:var(--transition);gap:0}.main-nav a{padding:var(--space-4) 0;border-bottom:1px solid var(--border)}.main-nav.is-open{transform:none}.bento-span-4,.bento-span-5,.bento-span-6,.bento-span-7,.bento-span-8,.bento-span-12{grid-column:span 12}.state-grid{grid-template-columns:1fr}.price-grid{grid-template-columns:1fr}.container{width:90%}.hero-title{font-size:1.8rem}.hero-text{max-width:100%}.cookie-banner-inner{flex-direction:column;align-items:flex-start}.cookie-banner-actions{width:100%;flex-direction:column}.cookie-banner-actions .btn{width:100%;justify-content:center}.contact-info-item{flex-direction:column;gap:var(--space-4)}}

/* brand-guard-css-v3 — авто-страховка cookie-баннера и контраста (приложение) */
.cookie-banner{position:fixed !important;left:1rem;right:1rem;bottom:1rem;z-index:9000 !important;max-width:760px;margin-left:auto;margin-right:auto;background:#fff;color:#1a1a1a;border:1px solid rgba(0,0,0,.12);border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.18);padding:1rem 1.25rem;transform:translateY(220%);transition:transform .32s ease}
.cookie-banner.is-visible,.cookie-banner--visible,.cookie-banner.show,.cookie-banner.active{transform:none !important}
.cookie-banner a{color:inherit;text-decoration:underline}
.cookie-banner button{cursor:pointer}
.cookie-modal{position:fixed !important;inset:0;z-index:9001 !important;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:1rem}
.cookie-modal.is-visible,.cookie-modal--visible,.cookie-modal.show,.cookie-modal.active{display:flex !important}
.cookie-modal-panel,.cookie-modal>div{background:#fff;color:#1a1a1a;max-width:480px;width:100%;border-radius:12px;padding:1.25rem;max-height:85vh;overflow:auto}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff !important;color:#1a1a1a !important}
.lf-quiz,.lf-calc{color:#1a1a1a !important}
.lf-quiz label,.lf-calc label,.lf-quiz p,.lf-calc p,.lf-quiz .lf-q-title,.lf-quiz span,.lf-calc span,.lf-out,.lf-result,.lf-tabs .lf-panel,.lf-tabs .lf-panel *{color:#1a1a1a !important}
.lf-out,.lf-result{background:#f3f4f2 !important;border-color:rgba(0,0,0,.12) !important}
.lf-quiz .lf-opt{color:#1a1a1a !important}
.lf-quiz .lf-opt.is-sel{color:#fff !important}